A Review of Lower Isee Essay Samples

A Review of Lower Isee Essay Samples How to Choose Lower Isee Essay Samples When you've answered that in your very first paragraph, lay out a few paragraphs that support your primary idea. Basically, private schools wish to find you've strong grammar skills, which you can articulate your thoughts, and you may coherently string together sentences. Practice writing to a prompt often so that you're comfortable addressing various topics and issues. As you're writing, review the sentences before the one which you're currently writing, and be sure your sentences are aligned. The Fundamentals of Lower Isee Essay Samples Revealed Every one of the topics gives an opportunity for those students to introduce themselves individually telling a story for their personalities. You should have your reasons, and our primary concern is that you wind up getting a great grade. A fantastic score is one which will get you into the school of your choice, or so the answer is dependent upon which s chool that you want to attend. Top Lower Isee Essay Samples Secrets Knowing the tests and the way in which they differ can aid you with your choice. Practice working with the timer as you are going to have to try out the true testing conditions. Requests for other exceptional accommodations must be drawn up at least two weeks before the test date. If your test was rescheduled to a date you'll be able to attend, no extra action is necessary. Where to Find Lower Isee Essay Samples The synonym component tests the student's capability to pick out a word that's just like the target word. The course materials which you need to speak about within an academic essay can reflect your degree of understanding about the discipline. In fact, the essay is a little bit of an enigma. In other words, an academic essay may be an evidence of the depth of your research procedures and the rest of the activities which you've executed so you can support the content of your written output. The N uiances of Lower Isee Essay Samples An academic letter isn't just a document that can showcase your mastery when it has to do with a specific academic subject. While the essay doesn't get a total score, it's photocopied and sent to every school. Instead, have a minute to skim over your essay and establish any little errors you might have left behind. An individual should use simple words and construct proper sentences so as to compose a great essay. It is implied that you minimize errors so as to create a neat copy. In addition, you must rewrite the prompt on top of the very first page. Every one of the results pages for the complete tests consist of thorough explanations of the appropriate answers and important info on critical concepts. Even though this needs to be an extremely speedy procedure, it's your opportunity to discover obvious errors before turning in your final copy. The Fundamentals of Lower Isee Essay Samples Revealed It is normal for students to select the SSAT 2-3 times. Students lead busy lives and frequently forget about an approaching deadline. For that reason, it's suggested that students work hard and utilize the suitable study resources to attain their goal and brighten their schooling career. The students are given 30-minutes to supply a written reaction to one. Lower Isee Essay Samples: No Longer a Mystery The ISEE essay isn't scored, but it is going to automatically be sent to schools together with the remainder of your report. The ISEE test is offered in paper-based and internet formats. ISEE practice tests in addition to other resources are offered for students who might have to take it. Be sure you're employing the proper ISEE practice tests for your distinct level. Essays aren't meant to be utilized as stream-of-consciousness writing, but need to contain academic, formal writing styles. Even though the essay isn't graded, as we'll discuss below, it's still an essential portion of the test. While it is not scored, it gives students an opportunity to express themselves. Your essay needs to have a very clear introduction, 2-3 paragraphs of body and an intriguing conclusion. The Lower Isee Essay Samples Trap Now, however, there's a new method of applying to independent schools. The schools who read your sample aren't likely to know that you're an incredibly speedy writer--but they will have the ability to tell how much effort you place into your sample. A truc king provider transports 8,000 pounds of tomatoes each and every day. There are many businesses that are true to their promise of delivering not simply a fantastic high quality paper but in addition incredibly great rates that anybody can can pay for.

The Under Pricing Of Initial Public Offerings - Free Essay Example

Sample details Pages: 8 Words: 2393 Downloads: 9 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? à ¢Ã¢â€š ¬Ã…“Investopedia.com defines initial public offering as the first sale of stock by a private company to the public. IPOs are often issued by smaller, younger companies seeking the capital to expand, but can also be done by large privately owned companies looking to become publicly traded. In an IPO, the issuer obtains the assistance of an underwriting firm, which helps it determine what type of security to issue (common or preferred), the best offering price and the time to bring it to market.à ¢Ã¢â€š ¬?  [1] IPO INITIATION AND THE PHASES OF IPO TRANSFORMATION: Any IPO goes through the following stages of transformation: à ¢Ã¢â€š ¬Ã…“The pre-IPO transformation phase can be considered to be a restructuring phase where a company starts the groundwork toward becoming a publicly-traded company. Furthermore, companies should re-examine their organizational processes and policies and make necessary changes to enhance the companys corporate governance and transparency. Most importantly, the company needs to develop an effective growth and business strategy that can persuade potential investors the company is profitable and can become even more profitable. On average, this phase usually takes around two years to complete. The IPO transaction phase usually takes place right before the shares are sold and involves achieving goals that would enhance the optimal initial valuation of the firm. The key issue with this step is to maximize investor confidence and credibility to ensure that the issue will be successful. The intent of these action s is to prove to potential investors that the company is willing to spend a little extra in order to have the IPO handled promptly and correctly. The post-IPO transaction phase involves the execution of the promises and business strategies the company committed to in the preceding stages. The companies should not strive to meet expectations, but rather, beat their expectationsà ¢Ã¢â€š ¬?  [2] The marketing process of going public is marked by what is called à ¢Ã¢â€š ¬?road show.  road shows involving Issuers and key managers of the company to potential investors via presentations in major cities and face to face with the target investors (Ritter, 1998).  These presentations focus on business operations, products and services, and management.  The visit aims to assess the expected demand for the shares of the company and serves as a key input in the final determination of the initial price of the shares At the end of the road shows, and just prior to the actual first day of trading (usually days before opening day), directors and underwriters will determine the initial offering price.  This is quite important because once the price is determined there is no scope of increasing it even if there is high demand for it. This is how stocks become underpriced. By the close of the first trading day a huge difference can be seen between the actual price and listed price. The concept of under-pricing is dealt with more detail in the following section. Don’t waste time! Our writers will create an original "The Under Pricing Of Initial Public Offerings" essay for you Create order THE CONCEPT OF UNDERPRICING Under-pricing is the difference between the initial offered price of the stock and the price at the closing of the first day of trading (Ibbotson, 1975, Ibbotson, Sindelar and Ritter, 1988 Ritter, 1998). This undervaluation is not unusual for companies to commit. To illustrate, suppose the initial price of a firm issuing 1 million share is $100/share. This would result in a capital of $100 million for the company when all the shares are sold. Now suppose towards the closing of the day, the share is traded at $150. This would mean that the share was underpriced by 50%. This results in an available profit of $50 million for the initial investors. This phenomenon is seen universally across developed and developing countries. This trend of under-pricing can be seen as going against the concept of market efficiency and may cause distress to firms trying to collect capital for expansion. In this regard much research has been done and much literature has also been written. The theory of efficient markets suggests that the price of newly issued shares will quickly adapt to all relevant available information in the market (Fama, 1970) reflect.  However the constant undervaluation has raised questions about what happens when companies go public.  The decision to go public is one of the largest in corporate finance.  Even developed economies like the US, a number of large companies are not public. This shows that going public is not mandatory for a company but it is a choice. However there is a clear disparity between companies choosing to use the stock market and the companies that do not.  A company basically goes public to either diversify their portfolios or to raise capital to invest in future projects. Some other reasons why a company might opt for going public include overcoming debt, change of controls and to enhance opportunity. WHY ARE IPOs UNDERPRICED à ¢Ã¢â€š ¬Ã¢â‚¬Å" A LITERATURE REVIEW There are direct and indirect which are borne by the company when an IPO is issued. The indirect cost is the cost associated with information provision to the stock market and the direct costs are the numerous costs which are associated with fees and charges such as the underwriting fees, legal fees and auditing fees etc. However the most important among these and probably which affects the stock price once it is issued is the dilution associated once the shares start to change hands in the public. Often IPOs are found to be underpriced due to this dilution costs. Moreover the IPOs are often subject to the practice of book building. à ¢Ã¢â€š ¬Ã…“Book building refers to the process of generating, capturing, and recording investor demand for shares during an IPO (or other securities during their issuance process) in order to support efficient price discoveryà ¢Ã¢â€š ¬?.  [3]  In the event of an issue going public, the issuer always fixes a price band and allows the investo r to quote a price within this price band. The upper limit of this price band is the maximum possible price to be paid for the IPO and hence there is a chance that the issue becomes underpriced in case there is excessive demand for the stock. In this the valuation of the stock often reaches an estimate before the stock transacts in the market. As such there is a chance that the stocks get oversubscribed. A peculiar trend can be seen in case of IPOs. The returns are quite high in the initial period. But over a short period of time this return is normalized or completely minimized and the stock starts to trade at a value close to its actual issue price. Therefore it may be wrong to assume that the stock is actually underpriced at the time of issue. Several factors can affect its high return which can include a bullish market also. à ¢Ã¢â€š ¬Ã…“Rock (1986) and Baron (1982) explained this under-pricing through their models. Baron assumed that investment bankers /underwriters posse ss more information on the demand of the security than the issuer. The issuer has to compensate the underwriter for this superior information set. Rock assumed that there are two groups of investors in the IPO market which are categorized as the informed investor and the uninformed investors. Systematic under-pricing is needed so that the uninformed buyers can earn a normal expected returnà ¢Ã¢â€š ¬? The price formation process for IPOs may be susceptible to the existence of significant conditional price trends in the short-run aftermarket for several reasons: First the market takes time to adjust to the amount of analysis done on the announced issues and this time can extend over several months. There is a great deal of skepticism around the IPOs because of the scarcity of public information available at the time of initial offering. Thus their true value seems highly uncertain to the public. The initial return of the stock is actually the first reaction of the people and go es on to show how the people assess the stock against the initial offering. Second, the first market price may fail to reflect fully all available information because of the potentially fragmented market for IPOs. The issue size of IPOs is typically small and the underwriters, often facing excess demand, ration new issues to their regular clients, who constitute a small subset of potential investors. Initial trading in the aftermarket serves to disseminate information about the value of IPOs to other investors. While initial upward price movement of underpriced IPOs spreads favorable information, the available supply of shares is restricted because underwriters typically discourage initial subscribers from selling their allotments in the aftermarket. Investors who were unable to obtain their full subscriptions at the offering may seek to buy shares in the aftermarket, resulting in a sequence of daily positive returns. In the case of an overpriced issue, the first market price fai ls to reflect the available information because of price stabilization by the underwriting syndicate. The under-pricing can be explained with the help of many hypotheses. These are discussed below: The Risk-Averse-Underwriter hypothesis: In order to mitigate the risks and costs of underwriting the underwriters usually knowingly undervalue the stocks. However the investment bankers readily do their homework and they have a fair idea of the actual value of the stock. Therefore this hypothesis only seems meaningful when there is a scope of book building and not when there is a case of fixed price offerings. Since both book building issues and seasoned equity offerings were historically underpriced, one cannot say that the main motive of under-pricing were the investment bankers desire to averse risk. The Monopsony-Power Hypothesis (Ritter, 1984): The investment banker enjoys monopsony power while analyzing common stocks of small firms. They then ration these to the most influe ntial customers who have maintained good relations in the past. Further reasoning by different analyst suggested that this under pricing can also be targeted at earning excess income in the form of commission and fees. (Ritter, 1984) suggested that the gross under pricing might be result of the monopsony power of the investment bankers in underwriting common stocks of small speculative firms. According to Ritter, the investment bankers intentionally under price the securities and ration them to their large customers who regularly buy a variety of investment services from them. The Speculative-Bubble hypothesis: This hypothesis says that one of the reasons for stock price to boom is due to those investors who could not grab a share during the IPO (because of oversubscribing) and those who speculate that the prices of these stocks will rise in the future. This was typical during the IT boom period. The point to wonder is what determines the true value of the stock. The true valu ation and the quality of the IPO can be analyzed by the following: Retained Equity Since firms can determine how much equity they will give out at the time of initial public offering. Since this figure can be obtained in advance therefore it serves as the most relevant and the most researched. Since the pre-IPO ownership of firm is determined and very unlikely to change, this becomes an extremely difficult signal to imitate. It must be noted that any change in such information prior to the IPO can dampen the enthusiasm of the investors and might have significant impact on the value of the stock. Underwriter prestige The market value can be significantly changed due to the prestige attached with the underwriter. Those investment bankers who have a good reputation in the market will signal less uncertainty about the performance and offer value of the IPO. The valuations done by these investment bankers will be considered with less speculation But even in the face of a prestigious investment banker doing the valuation, there is significant chance of under-pricing. These underwriters play with two key constituents in the IPO process. The underwriters representing the firm forms the first and the client base for whom the securities are marketed. The first constituent is the firm whose securities the underwriters represent. The second is the client base to whom the underwriters market the IPO securities. Auditor Reputation The price of the IPO can also be influenced by the auditor reputation. The auditors who are deemed as high quality will be judged with very less speculation and the investors will fairly accept the value of IPO set forth. If the auditor fails to reveal potential negative firm information, then the reputation of these high quality auditors may suffer. In some cases shareholders can also file a lawsuit. Number of Risk Factors The prospectus revealed by the issuer also details the risk factors pertaining to the company. The purpose for this is to let the investors assess the fair value of the IPO and the possible opportunity that might exist in investing in this IPO. Firms with more risk factors can be associated with higher uncertainty. Firms with greater numbers of risk factors are associated with higher uncertainty. Firm Size Larger firm size often has greater resources and more opportunity to survive in extreme situations. Thus the firm size also motivates the price of the IPO. Several studies found that there is a negative correlation between underpricing and firm size. This is consistent with the relation between large firm size and more stability. Thus potential investors trust the IPO price to be close to its fair value when large firms are at stake. Moreover the larger firms also are associated with more prestigious underwriters. Firm Age The more the age of the firm will act as a protection from the risk and this is used in valuing the price of the IPO. This is because the younger firms have less number of published financial data and hence the valuations done for these firms are often subject to uncertainty. Moreover these firms are also not analyzed by financial analyst. Firm age and performance are often related. Offer Price One of the responsibilities of the lead investment bank is to assess the pre market demand for its clients prospective IPO in an effort to set a reasonable price. Thus this initial price might also instigate some amount of under-pricing. Also it has to be known that a very modest price will signal less demand and less value or maybe both. The initial price of an IPO offering may also have value as an indicator of underpricing. In the early stages of an IPO, the lead investment bank is responsible for assessing the premarket demand for its clients prospective IPO in an effort to set the offer price. Presumably, a very modest offer price will signal little demand, little value, or both

Management and Time Essay - 3279 Words

Task 1 I recently started my new role and, after familiarising myself with the various tasks and processes, identified a time management issue within my role and started to look at ways to resolve it. My new involves identifying the requirements of the store and planning for the delivery of those requirements in the time frame provided by the business development team. I identified that there were problems occurring due to the way in which the project information was provided. The project appears on a weekly document showing all upcoming projects, this document indicates the type of project and the time lines for delivery. I would then wait for the information to filter through to me before starting to plan the project and place the†¦show more content†¦After looking at improving the performance it was easy to see how the mistakes were happening and we added this to the actions to be taken and process improvements. The next step will be a review, as the first project will not be delivered for another 3 weeks we are in the process of discussing how the success of the changes will be measured. This will involve the team discussing the project and reflecting on how this has worked and where any further improvements can be made. Task 2 The below excerpts show my contributions to the TGF since my submission of TMA 2 The below, is an example of a post reflecting on a learning event following the implementation of my work based learning topics Posted 21/07/12 What was the experience; what did you do? The experiences was around the layout and ease of use of a specific form the Business Development team complete before handing to us. It contains part numbers, descriptions and a column for them to indicate how many we need to order on their behalf for a project. The form was small, all one colour and the part codes were mixed together making it very difficult to work through a project in a linear way. 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Communication and Interpersonal Skills

Question: Discuss about the Communication and Interpersonal Skills. Answer: Introduction The film takes place in hospital contest, with the main character as Vivian Bearing. Vivian is an English professor who has been diagnosed with stage four ovarian cancers. The role taken by Vivian is that of a professor with no social attachments or family, the only thing that motivates her here career in 17th century English poetry. This paper will specifically review the movie based on the grounds of communication in nursing (Balzer-Riley, 2013). The movie starts with Doctor Kelekian orienting Vivian concerning the kind of illness she is suffering. The doctor is seen to thoroughly explain the situation to the patient as well as explain the available way forward. The doctor also gives the patient a chance to ask the questions. Moreover, as the doctor continues to explain, he pauses to listen to the patients definition of the word insidious and does not put a fight to correct the definition but rather focuses on the primary goal of delivering the information (Cancer nursing practice, 2010). Finally, the doctor is seen to acknowledge the patient's occupation and gives advice that it will be impossible for the patient to work once the treatment starts. This step is known as the orientation procedure, and it is crucial as it helps inform the patient on issues regarding health as well as develops trust. Susie Monahan, the nurse in charge of taking care of Viviane, informs the patient of her dilapidated condition and also tells her that the doctors have failed to manage the illness and that regardless of all that information she can still have an option of resuscitation once her heart stops. Though the two doctors attending to Vivian hide the information that the illness is gaining more ground, the patient can gather that information from their behavior and expressions (Cancer nursing practice, 2010). Moreover, Suzie continues to show empathy to the patient, through constant communication as well as sharing her life stories which increase hope to the patient. We also notice effective communication from Viviane who despite having a similar interview with another doctor continues to provide the same information to the intern doctor who used to e her student at the University (Journals.rcni.com, 2017). The doctor notices Vivian's urge to question him on his decision to pursue a career on cancer treatment, through her facial expressions. Though the patient does not ask the exact question, the doctor can understand her and push for the discussion, as he can interpret the facial expressions as well as the body movements. Suzie comes to the patient's aid once she realizes that the patients are in agonizing pain, though the patient does not utter any word, the doctor recommends morphine to the patient to relief the pain. This shows that the doctor and the nurse can recognize the non-verbal communication by the patient. Non-effective communication in the movie On the other hand, ineffective communication is seen during tests where the doctor does not explain the procedure before engaging the patient to the tests; the doctor is also seen leaving for tea break right after the patient arrives. The patient is left to interpret for herself that the doctor has left for tea (Southeastern University, 2017). Moreover, ineffective communication is noticed when doctor kelekian brings around interns during morning rounds to learn through the patient Vivian. Though the doctor had earlier highlighted that the patient would help to increase the doctors knowledge, he did not outline the procedure on how this would take place. In the movie, we see the intern who is a former student humiliates the patient on one of the tests that happened on a Friday (Hein, 2010). At the beginning of the movie, the way doctor Kelekian is advising the patient seems to contain a lot of medical jargon that limits the understanding of the main message; this is evident when Viviane is caught floating on the conversation, and her mind wanders off. Proper communication requires that one use a language that both parties can comprehend to ensure equal participation in the conversation (Kron, 2012). Moreover, the way that doctor Kelekian presents the way ahead and provides a form to Vivian to sign seems rather like the doctor is making choices for the patient, about Vivian's facial expressions. The event shows that the doctor is more concerned with proving his experimental tests rather than minding about the patient's well-being. This is also replicated when young doctor declines to lower the aggressive medication that is being given to Vivian for the treatment of cancer (Moore, 2012). The first time Vivian is admitted in the hospital, the first nurse to deliver a jug of water does not talk to her. It is the expectation of the patient that a nurse asks the patient how he/she is feeling but in this case, the first greetings are from Vivian rather than the nurse who ought to nurse the patient. The doctors also fail to inform the patient concerning her health progress. This portrays the way effective communication is lacking from the top-level doctors (Nursing, 2008). Knowledge gaps in my nursing career On watching the movie WIT,' I have realized that there are several areas in my nursing career that need to make changes as well as improve on others. Such areas include Listening skills; compared to the nurse attending to Viviane I have realized that Suzie is more of a good listener than a nurse. Her listening seems to be intent and thorough making sure all the details have been taken in before giving a response. Likewise, it is good that I improve my way of listening to patients concerns rather than striving to offer solutions. This will reduce the number of errors that I commit hence increasing the chances of patients survival (Hein, 2010). Communication skills, after watching the movie I have noticed that I rarely address the issues head on, I usually give statements that cut at the edges of the main message and leave the rest for the patient to read between the lines. At the introductory part, the doctor orienting Vivian is seen to be straightforward with the actual situation and so is Suzie when she tells Vivian that the illness is out of hands. Such kind of communication skills requires experience as well as a lot of confidence (Reeves, 2015). Also, I have observed the nursing practice where Vivian is hospitalized requires that every patient is moved by a wheelchair. This is emphasized when the doctor examining Vivian, insists that it is not allowed for the patient to move on their feet. The current information and knowledge that I have do not recognize the use of the wheelchair to move patients around. Suzie, the nurse, taking care of Vivian respects her patients wish and even fights for it long after the patient is dead. She stops the medical team resuscitating her arguing that she chose not to be resuscitated (Siviter, 2009). This has taught me to respect the patients wishes whether alive or long gone This has taught me on how to communicate to patients, regarding passing painful information. The way Susie engages with Vivian as she briefs her about the failed efforts by the doctors makes the message seem less stressful. The above skills are very fundamental to my nursing career. To ensure that I develop the skills, I have a plan to enroll at a professional nursing organization. According to my investigations, I found out that, I will manage to acquire the following upon enrolment, Keep my nursing knowledge as well as maintain my proficiency. The organization will assist in sharing of information among nurses, as we will be able to create nursing communities. The organization will be able to provide webinars, conferences, and seminars that will help improve on these skills. The other way to improve on these skills is to continue my education to the next level. Conclusion Based on the outcomes in the movie, there is a lot to learn for nurses as well as the other medical practitioners. Apart from the selfish behavior by the doctors to use Vivian as a genie pig to test their medications, doctors should also improve their communication and deliver the much-needed information to the patient. The movie has also shown clearly the role of a nurse which is to protect and take care of the patient. However, the focus was on communication effectiveness that aimed at educating the viewers. The constant dialogue that the patient kept engaging with the viewers is more informative of the situations happening in the movie; hence, helps keep the viewer on the loop. References A plan for implementation of the standards of nursing practice. (2014). 1st ed. Kansas City, Mo.: The Association. Balzer-Riley, J. (2013).Communication in nursing. 1st ed. Cancer nursing practice. (2010).Cancer Nursing Practice, 9(10), pp.8-8. https://journals.rcni.com/doi/pdfplus/10.7748/ns.29.14.53.e9355 [Accessed 19 Mar. 2017]. Southeastern University. (2017).Effective Communication in Nursing: Theory Best Practices. [online] Available at: https://online.seu.edu/effective-communication-in-nursing/ [Accessed 19 Mar. 2017]. Hein, E. (2010).Communication in nursing practice. 1st ed. Little, Brown. Kron, T. (2012).Communication in nursing. 1st ed. Philadelphia: W.B.Saunders. Moore, S. (2012). Communication in Nursing, 4th Edition.Geriatric Nursing, 23(5), pp.267-283. Nursing. (2008). 1st ed. Ambler: Lippincott Williams Wilkins. Reeves, H. (2015). Communication Interpersonal Skills in Nursing Bach Shirley and Grant Alec Communication Interpersonal Skills in Nursing 208pp 19.99 Sage: Learning Matters 9781473902572 1473902576.Nursing Management, 22(7), pp.14-14. Siviter, B. (2009). Culture, Communication and NursingCulture, Communication and Nursing.Nursing Standard, 23(40), pp.30-30. Webb, L. (2011).Nursing. 1st ed. Oxford: Oxford University Press. Openlab.citytech.cuny.edu. (2017).Wit Assignment | Janet Bowen's ePortfolio. [online] Available at: https://openlab.citytech.cuny.edu/jbowen-eportfolio/education/wit-assignment/wit-assignment/ [Accessed 19 Mar. 2017].